How do I get my approved loan?

Your loan profits will be credited immediately to your payroll account and you’ll get an SMS alert from 2346.

Can I be charged for my SMS needs? All SMS demands and confirmation with correct structure are COMPLIMENTARY for world and Smart.

What the results are I still be charged if I sent an incorrect syntax, will? Yes. All SMS with wrong format or from mobile figures which were perhaps perhaps not signed up for the scheduled system are charged P2.50 per text, for world, Smart and Sun members.

exactly How can I understand if my SMS availment is authorized? After delivering an SMS availment request, you may get an answer from 2346 approval that is indicating of demand.

Are there any full instances when SMS availments had been disapproved? Yes. SMS will soon be rejected or disapproved if:

  • Mobile phone quantity just isn’t registered
  • SMS structure is wrong
  • Business contract is ended
  • Required quantity surpassed limitation towards the consumer
  • Consumer posseses a loan availment that is existing
  • With space in Salary Credits within six months
  • Consumer has resigned through the business

Exactly what are the reminders that i must remember to ensure my availment shall achieve success? Please make sure that the items that are following followed precisely:

  • Text the proper keyword that is initial SBCSALAD space AMOUNT space # OF DEDUCTIONS
  • Text the proper keyword for agreement/approval:SBCSALAD CONSENT
  • Forward message to 2346.
  • Utilize the mobile quantity that is signed up for SALAD.
  • Make sure the number that is mobile a regular load with a minimum of P2.50.

We delivered my SMS syntax demand precisely but would not get any response. Just Exactly Exactly What can I do? You may call our customer support Hotline at 8887-9188 or e-mail email protected for further support.

Report the incident:

  • Keyword sent
  • Date of SMS
  • Period of SMS
  • Mobile Phone Quantity
  • Or merely simply give you the screenshot associated with message

Request modification of mobile quantity signed up for SALAD, please phone customer care Hotline at 8887-9188. Allow 3 banking times to process your demand.

What I still avail of SALAD if I lose my mobile number, can? Yes. Just ask for a big change of the number that is mobile through customer care Hotline at 8887-9188. Please enable 3 banking times to process your demand

exactly exactly What I use both to avail of SALAD if I have 2 mobile numbers, can? No. Our SALAD system will simply connect you to definitely one (1) mobile quantity

If my ATM card gets lost or taken, may I still avail of SALAD? Yes. Also with no ATM Card, your authorized SALAD availment will be credited to still your payroll account. But, we urgently encourage you to definitely go to the SBC Branch nearest both you and ask for an ATM Card substitution to allow you instant usage of the funds.

What are the results if my wage is insufficient to pay for for my amortization? If for example the income is inadequate when it comes to amortization quantity, the repayment may be considered “Missed” amortization. This will be deducted in the payroll that is next together with the total amount due for the current cut-off PLUS an extra “late payment cost” amounting to P125 per missed re re re payment within the extent regarding the loan. After loan readiness, a hard and fast cost of P250 will apply each month.

I missed my amortization final payroll, could I spend over the counter? Yes. You may make an over the counter (OTC) re re payment in just about any safety Bank Branch nearest you. Kindly remember to do the immediate following:

  • Utilize the BILLS PAYMENT slip
  • Indicate re re re payment is for SALAD
  • Indicate your amortization that is monthly plus
  • Indicate your enrolled number that is mobile

In case there is standard, a text are going to be provided for you for reminder.

Do we get a discount or perhaps a waiver of costs if we missed my loan re re re payment? No. Our belated re re payment costs are fixed.

Just exactly How can I determine if i’ve missed re payments check city loans payment plan? Our SBC Collections Team will coordinate to you via phone, SMS, Letter and email or during your HR agent.

Am I going to manage to see my SALAD deductions within my payroll account? Yes. SALAD deductions is visible when you look at the payroll account. Though it is really not mirrored from the client’s spend slide considering that the re payment technique is via Automatic Debit Arrangement (ADA) from payroll credits.

Just just exactly What if i’ve the income to pay-off my loan, may I end my Salary Advance? No. Pre-termination is certainly not permitted under Salary Advance.

We already paid 50% of my loan, am I able to straight away re-avail Salary Advance? No. Re-availment is just permitted upon complete re re payment of current loan.

We paid 100% of my loan, whenever may I re-avail? Please enable three (3) banking times after your final re payment due date before re-availing SALAD.

Just how do I deactivate my Salary Advance? Fill-out the Letter of Intent to Deactivate SALAD Enrolment. Click here to install the page, fill out of the details, and deliver to email protected . Processing time is 1 day that is working.

Crucial reminder: you are able to simply be permitted to deactivate your SALAD account should this be in status of ACTIVE.

How to re-avail? Re-availment procedure is comparable since the procedure of your first Availment. You can just text:

SBCSALAD space AMOUNT space # OF DEDUCTIONS to 2346 and proceed with the succeeding SMS guidelines.

Where can I phone if I would like to ask questions that are further Salary Advance? You may phone our customer support Hotline at 8887-9188 or e-mail email protected for further help. Please make sure that you have the following details on hand: